Christina Leimer

With Governor Gavin Newsom pledging <a href="https://www.abc10.com/article/news/local/california/calmatters/newsoms-spending-proposal/103-4b7c3418-2873-43f2-a465-bb044984e377">$5.2 billion</a> in rent relief, and Mayor London Breed announcing <a href="https://sfmayor.org/article/mayor-london-breed-announces-san-francisco-distribute-90-million-rent-relief">$90 million in San Francisco’s own relief program</a>, it would seem that San Francisco’s tenants and landlords should be in good shape. Yet, less than one month before the eviction moratorium ends, little federal, state or city rent relief has landed in tenants’ and landlords’ pockets. And whether the relief will ultimately be enough to help everyone who needs it is far from certain.&nbsp;

core/paragraph

With Governor Gavin Newsom pledging <a href="https://www.abc10.com/article/news/local/california/calmatters/newsoms-spending-proposal/103-4b7c3418-2873-43f2-a465-bb044984e377">$5.2 billion</a> in rent relief, and Mayor London Breed announcing <a href="https://sfmayor.org/article/mayor-london-breed-announces-san-francisco-distribute-90-million-rent-relief">$90 million in San Francisco’s own relief program</a>, it would seem that San Francisco’s tenants and landlords should be in good shape. Yet, less than one month before the eviction moratorium ends, little federal, state or city rent relief has landed in tenants’ and landlords’ pockets. And whether the relief will ultimately be enough to help everyone who needs it is far from certain.&nbsp;

Between state and local programs, San Francisco tenants and landlords may be eligible for between $111 million and $121 million in relief. But varying estimates of demand, a complicated patchwork of programs, and “shadow debt”—debt accrued by those who paid rent or other basic expenses using credit or savings—are raising concerns that some individuals may wind up falling through the cracks unless the state extends its eviction moratorium and broadens eligibility for aid.

Between state and local programs, San Francisco tenants and landlords may be eligible for between $111 million and $121 million in relief. But varying estimates of demand, a complicated patchwork of programs, and “shadow debt”—debt accrued by those who paid rent or other basic expenses using credit or savings—are raising concerns that some individuals may wind up falling through the cracks unless the state extends its eviction moratorium and broadens eligibility for aid.

A graffiti asking for "No Rent" is seen on a wall on La Brea Ave on National May Day amid the Covid-19 pandemic,  May 1, 2020, in Los Angeles, California. - Several cities and states, including California, have passed executive orders prohibiting eviction of tenants affected by the coronavirus crisis.
But when the lockdown lifts, the moratorium will end. And tenants will have to pay their back-rent or move out. (Photo by VALERIE MACON / AFP) (Photo by VALERIE MACON/AFP via Getty Images)

<figure class="wp-block-image size-large"><img height="1684" width="2500" src="https://content.sfstandard.com/wp-content/uploads/2021/06/GettyImages-1211479713-2500x1684.jpg" alt="" class="wp-image-4393"/><figcaption class="wp-element-caption">Graffiti asking for &#8220;No Rent&#8221; in Los Angeles. California lawmakers are weighing another extension of eviction moratoriums as tenants and landlords wait for state and local financial aid to arrive. | Photo by Getty Images</figcaption></figure>

core/image

<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2021/06/GettyImages-1211479713-2500x1684.jpg" alt="" class="wp-image-4393"/><figcaption class="wp-element-caption">Graffiti asking for "No Rent" in Los Angeles. California lawmakers are weighing another extension of eviction moratoriums as tenants and landlords wait for state and local financial aid to arrive. | Photo by Getty Images</figcaption></figure>

<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2021/06/GettyImages-1211479713-2500x1684.jpg" alt="" class="wp-image-4393"/><figcaption class="wp-element-caption">Graffiti asking for &#8220;No Rent&#8221; in Los Angeles. California lawmakers are weighing another extension of eviction moratoriums as tenants and landlords wait for state and local financial aid to arrive. | Photo by Getty Images</figcaption></figure>

How Much Relief Is Needed?&nbsp;

<h2 class="wp-block-heading" id="h-how-much-relief-is-needed">How Much Relief Is Needed?&nbsp;</h2>

core/heading

<h2 class="wp-block-heading" id="h-how-much-relief-is-needed">How Much Relief Is Needed?&nbsp;</h2>

Whether there’s enough money to meet the need won’t be clear until both the State and City programs are up and running, according to public officials. The <a href="https://sf.gov/renthelp">City’s program</a> opened on May 28, while the State’s has been accepting applications since March 15.

Whether there’s enough money to meet the need won’t be clear until both the State and City programs are up and running, according to public officials. The <a href="https://sf.gov/renthelp">City’s program</a> opened on May 28, while the State’s has been accepting applications since March 15.

In order to avoid duplication, the City’s program will only pay for rent debt accrued since April 2021, while the state’s program is intended for debt accrued between April 2020 and March 2021. That creates complications in estimating the total debt burden, along with a possible misalignment of state and local funds.&nbsp;

In order to avoid duplication, the City’s program will only pay for rent debt accrued since April 2021, while the state’s program is intended for debt accrued between April 2020 and March 2021. That creates complications in estimating the total debt burden, along with a possible misalignment of state and local funds.&nbsp;

According to Russ Heimerich, a spokesperson for California’s rent relief program, 2,690 San Francisco residents have requested about $38 million in state aid so far. Another 1,420 tenants and landlords are in the process of applying. Assuming the latter are carrying roughly the same rent debt, those applications would total another $20.5 million in relief. That’s a total of 4,110 San Francisco tenants and landlords requesting $58.5 million as of last week, already exceeding the amount the state is currently expected to allocate to San Francisco.&nbsp;

According to Russ Heimerich, a spokesperson for California’s rent relief program, 2,690 San Francisco residents have requested about $38 million in state aid so far. Another 1,420 tenants and landlords are in the process of applying. Assuming the latter are carrying roughly the same rent debt, those applications would total another $20.5 million in relief. That’s a total of 4,110 San Francisco tenants and landlords requesting $58.5 million as of last week, already exceeding the amount the state is currently expected to allocate to San Francisco.&nbsp;

It’s also far fewer applicants than might be expected. Last October, San Francisco’s <a href="https://sfbos.org/sites/default/files/BLA.Unpaid%20Rent.COVID_.102720.pdf">legislative analyst estimated</a> that between 13,765 and 33,200 renter households have unpaid rent due to the pandemic. Estimates by the Bay Area Equity Atlas (BAEA), a research firm, are close to the high end of the City’s estimates: It estimates that more than 37,000 San Francisco households owe a total of <a href="https://nationalequityatlas.org/rent-debt">$178 million in rent debt</a>.

It’s also far fewer applicants than might be expected. Last October, San Francisco’s <a href="https://sfbos.org/sites/default/files/BLA.Unpaid%20Rent.COVID_.102720.pdf">legislative analyst estimated</a> that between 13,765 and 33,200 renter households have unpaid rent due to the pandemic. Estimates by the Bay Area Equity Atlas (BAEA), a research firm, are close to the high end of the City’s estimates: It estimates that more than 37,000 San Francisco households owe a total of <a href="https://nationalequityatlas.org/rent-debt">$178 million in rent debt</a>.

Because the City’s program covers fewer months, and only those months since economic recovery began, it’s possible that there will be insufficient funds in the state’s program and excess in the local program. Policymakers may have more work to do to figure out how to resolve that funding imbalance.

Because the City’s program covers fewer months, and only those months since economic recovery began, it’s possible that there will be insufficient funds in the state’s program and excess in the local program. Policymakers may have more work to do to figure out how to resolve that funding imbalance.

”The federal legislation that allocated this rent relief funding determined how much the state received and how much individual cities received. So, there isn&#8217;t much flexibility in terms of adjusting that funding if there is an imbalance,” said Kwart.&nbsp;

”The federal legislation that allocated this rent relief funding determined how much the state received and how much individual cities received. So, there isn't much flexibility in terms of adjusting that funding if there is an imbalance,” said Kwart.&nbsp;

”The federal legislation that allocated this rent relief funding determined how much the state received and how much individual cities received. So, there isn&#8217;t much flexibility in terms of adjusting that funding if there is an imbalance,” said Kwart.&nbsp;

Heimerich added that if an imbalance exists, the state will work with San Francisco to figure out a solution.&nbsp;

Heimerich added that if an imbalance exists, the state will work with San Francisco to figure out a solution.&nbsp;

Complex Program Requirements

<h2 class="wp-block-heading" id="h-complex-program-requirements">Complex Program Requirements</h2>

Meanwhile, some tenants and landlords are growing frustrated with the application process.&nbsp;

Meanwhile, some tenants and landlords are growing frustrated with the application process.&nbsp;

“The various agencies have badly mishandled rent relief,” said Noni Richen, president of the Small Property Owners of San Francisco (SPOSF), whose members typically own six units or fewer and often live on the property. “Each level of government has created a different set of hoops for owners and renters, each setting limits and demands, such as forgiveness of partial rents and limiting access to the courts for unpaid rents.”

“The various agencies have badly mishandled rent relief,” said Noni Richen, president of the Small Property Owners of San Francisco (SPOSF), whose members typically own six units or fewer and often live on the property. “Each level of government has created a different set of hoops for owners and renters, each setting limits and demands, such as forgiveness of partial rents and limiting access to the courts for unpaid rents.”

core/quote

<blockquote class="wp-block-quote">“The various agencies have badly mishandled rent relief,” said Noni Richen, president of the Small Property Owners of San Francisco (SPOSF), whose members typically own six units or fewer and often live on the property. “Each level of government has created a different set of hoops for owners and renters, each setting limits and demands, such as forgiveness of partial rents and limiting access to the courts for unpaid rents.”</blockquote>

Many tenants, too, have found the application process cumbersome, citing technological and language barriers <a href="https://33ca17a8-78c9-4350-a719-06b2fad1b8ac.usrfiles.com/ugd/33ca17_aca4d7c49f4841c18ef9c97abe79d300.pdf">in surveys</a>. Enough San Francisco residents <a href="https://www.kqed.org/news/11869250/a-discriminatory-barrier-californias-rent-relief-website-lacks-translations-advocates-say">complained about the State’s process</a> that the Board of Supervisors passed a <a href="https://sfgov.legistar.com/LegislationDetail.aspx?ID=4960285&amp;GUID=D9BDC8DA-6F38-4599-80A1-4A50BBE3C38F">resolution</a> calling on the Governor and the State Department of Housing and Community Development, which administers the State’s rent relief program, to address language barriers, expand accessibility for those without internet access, and improve outreach.

Many tenants, too, have found the application process cumbersome, citing technological and language barriers <a href="https://33ca17a8-78c9-4350-a719-06b2fad1b8ac.usrfiles.com/ugd/33ca17_aca4d7c49f4841c18ef9c97abe79d300.pdf">in surveys</a>. Enough San Francisco residents <a href="https://www.kqed.org/news/11869250/a-discriminatory-barrier-californias-rent-relief-website-lacks-translations-advocates-say">complained about the State’s process</a> that the Board of Supervisors passed a <a href="https://sfgov.legistar.com/LegislationDetail.aspx?ID=4960285&amp;GUID=D9BDC8DA-6F38-4599-80A1-4A50BBE3C38F">resolution</a> calling on the Governor and the State Department of Housing and Community Development, which administers the State’s rent relief program, to address language barriers, expand accessibility for those without internet access, and improve outreach.

The State is simplifying the application process to make it flow more smoothly: “We’re hoping to take a 90-minute (average) process and get it down to about half that time,” said Heimerich. Tenants will need less documentation, making it easier to report pandemic-related income loss and find expanded language options on application websites.&nbsp;

The State is simplifying the application process to make it flow more smoothly: “We’re hoping to take a 90-minute (average) process and get it down to about half that time,” said Heimerich. Tenants will need less documentation, making it easier to report pandemic-related income loss and find expanded language options on application websites.&nbsp;

<h2 class="wp-block-heading" id="h-gaps-in-outreach">Gaps in Outreach</h2>

Tenants with pandemic-related unpaid rent or utilities whose household income is 80% or less of the Area Median Income (AMI) are eligible to apply to both the State and City programs. However, both the state and local programs are prioritizing low-income residents—those whose household income is at or below 50% AMI—for financial assistance. For San Franciscans, that’s a threshold of $46,650 for an individual or $66,650 for a family of four.

Tenants with pandemic-related unpaid rent or utilities whose household income is 80% or less of the Area Median Income (AMI) are eligible to apply to both the State and City programs. However, both the state and local programs are prioritizing low-income residents—those whose household income is at or below 50% AMI—for financial assistance. For San Franciscans, that’s a threshold of $46,650 for an individual or $66,650 for a family of four.

“Our outreach efforts are reaching the targeted populations,” Heimerich said, noting that about 93% of current applicants to the state’s program from San Francisco are low-income tenants.

“Our outreach efforts are reaching the targeted populations,” Heimerich said, noting that about 93% of current applicants to the state’s program from San Francisco are low-income tenants.

Could it be that higher-income tenants don’t need the financial help? It appears that they might: As of March, <a href="https://bayareaequityatlas.org/sites/default/files/California_Eviction_Fact_Sheet_FINAL_20210126_0.pdf">BAEA estimates</a> that one-third of San Francisco households with rent debt earned above $50,000 per year. Yet households above the 50% AMI threshold make up only 7% of current applicants to the State’s program, pointing to potential gaps in outreach.

Could it be that higher-income tenants don’t need the financial help? It appears that they might: As of March, <a href="https://bayareaequityatlas.org/sites/default/files/California_Eviction_Fact_Sheet_FINAL_20210126_0.pdf">BAEA estimates</a> that one-third of San Francisco households with rent debt earned above $50,000 per year. Yet households above the 50% AMI threshold make up only 7% of current applicants to the State’s program, pointing to potential gaps in outreach.

“San Francisco is just getting their program off the ground and without the program in full operation, it is difficult to determine the depth of need,” said Heimerich.

“San Francisco is just getting their program off the ground and without the program in full operation, it is difficult to determine the depth of need,” said Heimerich.

The slow rollout of state of rent relief programs is raising concerns that people will fall through the cracks unless California extends its eviction moratorium and expands assistance.

<figure class="wp-block-image"><img src="https://lh6.googleusercontent.com/kHp90Fjtod73kClVjp34x0awgD-Juh-JpJwzpNFyiofX3YuhYfZ6apm1Ipgp0ItwuwpUveHDpAqIK9qM5PGYmXoLxTja44zT1VoH8Rz9HdSS7EwQQAAZuDo26DivJi2wB2ti2u9O" alt=""/><figcaption class="wp-element-caption">An apartment building managed by Veritas, the largest landlord in San Francisco. Veritas tenants may negotiate directly with the company for partial rent forgiveness in lieu of tapping government relief. | Photo by Veritas</figcaption></figure>

‘Corporate’ Tenants May Opt Out&nbsp;

<h2 class="wp-block-heading" id="h-corporate-tenants-may-opt-out">‘Corporate’ Tenants May Opt Out&nbsp;</h2>

In addition to these complications, tenants of the City’s corporate landlords may opt not to apply to the rent relief programs at all.&nbsp;

In addition to these complications, tenants of the City’s corporate landlords may opt not to apply to the rent relief programs at all.&nbsp;

The pandemic exacerbated <a href="https://www.sfchronicle.com/bayarea/article/Facing-protests-San-Francisco-s-largest-14462596.php">existing issues</a> between those landlords and their tenants. When the pandemic hit, the tenants’ associations of Veritas, Mosser and Ballast—three of the largest landlords in San Francisco—pressured their landlords for rent forgiveness. Following outrage over these large companies <a href="https://www.kqed.org/coronavirusliveupdates/news/11818895/pelosi-calls-on-sfs-largest-landlord-veritas-to-return-3-6-million-covid-19-small-business-loan">receiving PPP loans</a>, <a href="https://www.sfchronicle.com/bayarea/article/Facing-protests-San-Francisco-s-largest-14462596.php">Veritas offered</a> a 50% rent reduction for four months. The Veritas Tenants Association declined, saying the deal would leave them drowning in debt.

The pandemic exacerbated <a href="https://www.sfchronicle.com/bayarea/article/Facing-protests-San-Francisco-s-largest-14462596.php">existing issues</a> between those landlords and their tenants. When the pandemic hit, the tenants’ associations of Veritas, Mosser and Ballast—three of the largest landlords in San Francisco—pressured their landlords for rent forgiveness. Following outrage over these large companies <a href="https://www.kqed.org/coronavirusliveupdates/news/11818895/pelosi-calls-on-sfs-largest-landlord-veritas-to-return-3-6-million-covid-19-small-business-loan">receiving PPP loans</a>, <a href="https://www.sfchronicle.com/bayarea/article/Facing-protests-San-Francisco-s-largest-14462596.php">Veritas offered</a> a 50% rent reduction for four months. The Veritas Tenants Association declined, saying the deal would leave them drowning in debt.

In March, City Supervisors passed a <a href="https://sfbos.org/sites/default/files/r0144-21.pdf">resolution</a> encouraging corporate landlords to forgo applying for limited public funds and to instead negotiate with tenants’ associations to cover rent debt using their own resources. To monitor whether these landlords comply, the City’s rent relief program plans to collect and track who the landlord is when tenants apply.

In March, City Supervisors passed a <a href="https://sfbos.org/sites/default/files/r0144-21.pdf">resolution</a> encouraging corporate landlords to forgo applying for limited public funds and to instead negotiate with tenants’ associations to cover rent debt using their own resources. To monitor whether these landlords comply, the City’s rent relief program plans to collect and track who the landlord is when tenants apply.

Risky as it may be, these tenant associations are encouraging members not to apply for public funds, and to prohibit their landlords from applying on their behalf, in the hopes that they can persuade their landlords to cover back rent.

Risky as it may be, these tenant associations are encouraging members not to apply for public funds, and to prohibit their landlords from applying on their behalf, in the hopes that they can persuade their landlords to cover back rent.

“The tenants associations are trying to negotiate a rent relief agreement,” said Brad Hirn of Housing Rights of San Francisco, in an email. “Mosser, Ballast and Veritas tenants’ associations are all trying to get their landlords to comply with the resolution.”

“The tenants associations are trying to negotiate a rent relief agreement,” said Brad Hirn of Housing Rights of San Francisco, in an email. “Mosser, Ballast and Veritas tenants’ associations are all trying to get their landlords to comply with the resolution.”

“We are still holding out for Veritas to come to the table. As it stands now, we will opt out of the city program as well,&#8221; said Libby Staub of the Veritas Tenants Association, &#8220;and I&#8217;m biting my fingernails off.”

“We are still holding out for Veritas to come to the table. As it stands now, we will opt out of the city program as well," said Libby Staub of the Veritas Tenants Association, "and I'm biting my fingernails off.”

“We are still holding out for Veritas to come to the table. As it stands now, we will opt out of the city program as well,&#8221; said Libby Staub of the Veritas Tenants Association, &#8220;and I&#8217;m biting my fingernails off.”

<blockquote class="wp-block-quote">“We are still holding out for Veritas to come to the table. As it stands now, we will opt out of the city program as well,&#8221; said Libby Staub of the Veritas Tenants Association, &#8220;and I&#8217;m biting my fingernails off.”</blockquote>

<h2 class="wp-block-heading" id="h-shadow-debt-looms">Shadow Debt Looms&nbsp;</h2>

Relief programs currently in place apply only to those who haven’t paid full rent. That leaves out tenants accumulating “shadow debt,” or debt accumulated by those who prioritized paying rent over other expenses. Other renters may have moved to a cheaper home rather than accumulate debt. But moves cost, and those costs don’t qualify for reimbursement.&nbsp;

Relief programs currently in place apply only to those who haven’t paid full rent. That leaves out tenants accumulating “shadow debt,” or debt accumulated by those who prioritized paying rent over other expenses. Other renters may have moved to a cheaper home rather than accumulate debt. But moves cost, and those costs don’t qualify for reimbursement.&nbsp;

“I am very concerned about tenants who sacrificed everything to pay the rent but went into extreme debt,” Assemblymember David Chiu told <a href="https://calmatters.org/housing/2021/04/california-rent-relief-tenants">Cal-Matters </a>in April. “How we assist those individuals is something that (the new law) did not contemplate.”&nbsp;

“I am very concerned about tenants who sacrificed everything to pay the rent but went into extreme debt,” Assemblymember David Chiu told <a href="https://calmatters.org/housing/2021/04/california-rent-relief-tenants">Cal-Matters </a>in April. “How we assist those individuals is something that (the new law) did not contemplate.”&nbsp;

Some help might be available from the City’s program: Because it pays for future rent, tenants who used loans to pay rent can recoup some costs. However, they won’t necessarily be prioritized, according to the City’s <a href="https://sf.gov/renthelp">rent relief website</a>. Heimerich added that the state’s program may reimburse shadow debt in the future, depending on the flexibility in upcoming federal guidance.

Some help might be available from the City’s program: Because it pays for future rent, tenants who used loans to pay rent can recoup some costs. However, they won’t necessarily be prioritized, according to the City’s <a href="https://sf.gov/renthelp">rent relief website</a>. Heimerich added that the state’s program may reimburse shadow debt in the future, depending on the flexibility in upcoming federal guidance.

Shadow debt may be affecting some landlords, too, if they had to make up for lost revenue.

Shadow debt may be affecting some landlords, too, if they had to make up for lost revenue.

“When my tenants chose to move out, I was unable to re-rent the apartment although I showed it at least once a month at 20% less than the previous tenants paid,” wrote one landlord in an April survey of SPOSF members. Another reported that a tenant in their in-law apartment didn’t pay rent for eight months, while another apartment they manage rented for $500 less after sitting vacant for two months.&nbsp;

“When my tenants chose to move out, I was unable to re-rent the apartment although I showed it at least once a month at 20% less than the previous tenants paid,” wrote one landlord in an April survey of SPOSF members. Another reported that a tenant in their in-law apartment didn’t pay rent for eight months, while another apartment they manage rented for $500 less after sitting vacant for two months.&nbsp;

Bryant Phuong, who owns an eight-unit apartment building in the Tenderloin, is experiencing a similar situation: “One tenant skipped after 5 months of missed rent and disappeared, she owed us around $8500 in missed rent from April through September 2020,” he said. Because the programs require information from both the tenant and landlord, Phuong cannot apply for debt relief.

Bryant Phuong, who owns an eight-unit apartment building in the Tenderloin, is experiencing a similar situation: “One tenant skipped after 5 months of missed rent and disappeared, she owed us around $8500 in missed rent from April through September 2020,” he said. Because the programs require information from both the tenant and landlord, Phuong cannot apply for debt relief.

<h2 class="wp-block-heading" id="h-still-waiting">Still Waiting</h2>

Phuong and one of his tenants applied to the State’s program on the first day it opened. The tenant owes $22,000 in missed rent from April 2020 through May 2021, and another month is due now.&nbsp;

Phuong and one of his tenants applied to the State’s program on the first day it opened. The tenant owes $22,000 in missed rent from April 2020 through May 2021, and another month is due now.&nbsp;

“I applied for the CA Rent Relief Program on March 15, 2021&#8230;almost more than 65 days later, I still have not gotten any payment from the program. To be honest, this is taking too long!” said Phuong.&nbsp;

“I applied for the CA Rent Relief Program on March 15, 2021...almost more than 65 days later, I still have not gotten any payment from the program. To be honest, this is taking too long!” said Phuong.&nbsp;

“I applied for the CA Rent Relief Program on March 15, 2021&#8230;almost more than 65 days later, I still have not gotten any payment from the program. To be honest, this is taking too long!” said Phuong.&nbsp;

<blockquote class="wp-block-quote">“I applied for the CA Rent Relief Program on March 15, 2021&#8230;almost more than 65 days later, I still have not gotten any payment from the program. To be honest, this is taking too long!” said Phuong.&nbsp;</blockquote>

As of May 27, only four San Francisco applicants have been paid from the State’s program. They averaged about $18,600. The City’s program just opened, and will only accept applications initiated by tenants.&nbsp;&nbsp;

As of May 27, only four San Francisco applicants have been paid from the State’s program. They averaged about $18,600. The City’s program just opened, and will only accept applications initiated by tenants.&nbsp;&nbsp;

Tenants, too, can be locked out of the state’s program or left with debt if they can’t contact their landlord or are being harassed, tenant advocates said in an <a href="https://www.abc10.com/article/news/local/california/calmatters/california-rent-relief-application/103-5421dc5d-9218-40cf-a92b-b4b25465b534">ABC News article</a>.

Tenants, too, can be locked out of the state’s program or left with debt if they can’t contact their landlord or are being harassed, tenant advocates said in an <a href="https://www.abc10.com/article/news/local/california/calmatters/california-rent-relief-application/103-5421dc5d-9218-40cf-a92b-b4b25465b534">ABC News article</a>.

Inequities in Financial Help

<h2 class="wp-block-heading" id="h-inequities-in-financial-help">Inequities in Financial Help</h2>

Some tenants may get more help than others, too.&nbsp;

Some tenants may get more help than others, too.&nbsp;

Under the current state program, participating landlords will receive 80% of eligible tenants’ back rent but must forgive the remaining 20%. Those tenants are then rent debt-free. If a tenants’ landlord chooses not to participate, the tenant can apply but will only receive 25% of their rent debt.&nbsp;

Under the current state program, participating landlords will receive 80% of eligible tenants’ back rent but must forgive the remaining 20%. Those tenants are then rent debt-free. If a tenants’ landlord chooses not to participate, the tenant can apply but will only receive 25% of their rent debt.&nbsp;

Under the current eviction moratorium that ends June 30, landlords cannot legally evict a tenant who pays this portion of their rent. However, under current local law, landlords can file claims against tenants when the moratorium lifts.&nbsp;

Under the current eviction moratorium that ends June 30, landlords cannot legally evict a tenant who pays this portion of their rent. However, under current local law, landlords can file claims against tenants when the moratorium lifts.&nbsp;

For Assemblymember David Chiu, this inequity has been an ongoing concern: “All renters should receive the same level of rent relief,” he said in May in response to <a href="https://www.sfexaminer.com/news/california-would-pay-100-of-missing-rent-for-low-income-tenants-under-newsoms-budget-plan">Governor Newsom’s proposal to pay 100% of back rent</a>. That possibility is being discussed as part of the State’s budget process that’s now underway.&nbsp;

For Assemblymember David Chiu, this inequity has been an ongoing concern: “All renters should receive the same level of rent relief,” he said in May in response to <a href="https://www.sfexaminer.com/news/california-would-pay-100-of-missing-rent-for-low-income-tenants-under-newsoms-budget-plan">Governor Newsom’s proposal to pay 100% of back rent</a>. That possibility is being discussed as part of the State’s budget process that’s now underway.&nbsp;

California’s Moratorium Cliff&nbsp;&nbsp;

<h2 class="wp-block-heading" id="h-california-s-moratorium-cliff">California’s Moratorium Cliff&nbsp;&nbsp;</h2>

With thousands of San Francisco households <a href="https://nationalequityatlas.org/rent-debt">behind on rent</a>, the stakes are high for the eviction moratorium which currently expires June 30. The state program has barely begun distributing funds, and the City’s program, which just opened, will take four to nine weeks after an application is submitted to distribute funds.

With thousands of San Francisco households <a href="https://nationalequityatlas.org/rent-debt">behind on rent</a>, the stakes are high for the eviction moratorium which currently expires June 30. The state program has barely begun distributing funds, and the City’s program, which just opened, will take four to nine weeks after an application is submitted to distribute funds.

With the state’s moratorium expiring in just weeks, members of the San Francisco Board of Supervisors introduced two ordinances that would extend protections for nonpayment of rent: One, an emergency version, would remain in effect for two additional months, and another would extend protections until the end of the year. Supervisors will vote on that legislation in the coming weeks.&nbsp;

With the state’s moratorium expiring in just weeks, members of the San Francisco Board of Supervisors introduced two ordinances that would extend protections for nonpayment of rent: One, an emergency version, would remain in effect for two additional months, and another would extend protections until the end of the year. Supervisors will vote on that legislation in the coming weeks.&nbsp;

At the state level, policymakers may be left with little choice but to extend eviction protections, which could buy more time for existing relief programs to reach people in need. Lawm

At the state level, policymakers may be left with little choice but to extend eviction protections, which could buy more time for existing relief programs to reach people in need. Lawm

&#8220;We expect the state moratorium to be extended,” said Charley Goss of the San Francisco Apartment Association. “We’re focused on ensuring that the rent relief programs are accessible and workable for small property owners and their tenants in need so that the rental debt can be eliminated, tenants can stay housed, and landlords can continue to maintain their properties and pay their property taxes and expenses.&#8221;

"We expect the state moratorium to be extended,” said Charley Goss of the San Francisco Apartment Association. “We’re focused on ensuring that the rent relief programs are accessible and workable for small property owners and their tenants in need so that the rental debt can be eliminated, tenants can stay housed, and landlords can continue to maintain their properties and pay their property taxes and expenses."

&#8220;We expect the state moratorium to be extended,” said Charley Goss of the San Francisco Apartment Association. “We’re focused on ensuring that the rent relief programs are accessible and workable for small property owners and their tenants in need so that the rental debt can be eliminated, tenants can stay housed, and landlords can continue to maintain their properties and pay their property taxes and expenses.&#8221;

With eviction clock ticking, state and local rent relief may fall short of need

Meaghan Mitchell

Since he was a teenager, Joshua James knew he wanted to be a bartender.

Since he was a teenager, Joshua James knew he wanted to be a bartender.

On the outside, James was a young, fun and skilled bartender. But internally, he was battling an addiction to alcohol.

On the outside, James was a young, fun and skilled bartender. But internally, he was battling an addiction to alcohol.

&#8220;For years I tried to stop drinking,&#8221; he said. &#8220;I would make it for two or three weeks at a time, but then I would end up going on benders.&#8221;&nbsp;

"For years I tried to stop drinking," he said. "I would make it for two or three weeks at a time, but then I would end up going on benders."&nbsp;

&#8220;For years I tried to stop drinking,&#8221; he said. &#8220;I would make it for two or three weeks at a time, but then I would end up going on benders.&#8221;&nbsp;

James&#8217; moment of reckoning came when his brother suggested that he check into the <a href="https://www.friendshiphousesf.org/">Friendship House</a>, a San Francisco-based substance abuse recovery program for Native Americans.

James' moment of reckoning came when his brother suggested that he check into the <a href="https://www.friendshiphousesf.org/">Friendship House</a>, a San Francisco-based substance abuse recovery program for Native Americans.

James&#8217; moment of reckoning came when his brother suggested that he check into the <a href="https://www.friendshiphousesf.org/">Friendship House</a>, a San Francisco-based substance abuse recovery program for Native Americans.

After completing the program, James committed to his sobriety by developing a new social media persona: @<a href="https://www.youtube.com/watch?v=BYCupMtRs3c">joshthenonalcoholic</a>. He posted &#8220;<a href="https://www.youtube.com/channel/UCN-9g-8Tb-iD74qHtT-0nug">no booze reviews</a>&#8221; to discuss his top picks for non-alcoholic beverages.&nbsp;

After completing the program, James committed to his sobriety by developing a new social media persona: @<a href="https://www.youtube.com/watch?v=BYCupMtRs3c">joshthenonalcoholic</a>. He posted "<a href="https://www.youtube.com/channel/UCN-9g-8Tb-iD74qHtT-0nug">no booze reviews</a>" to discuss his top picks for non-alcoholic beverages.&nbsp;

After completing the program, James committed to his sobriety by developing a new social media persona: @<a href="https://www.youtube.com/watch?v=BYCupMtRs3c">joshthenonalcoholic</a>. He posted &#8220;<a href="https://www.youtube.com/channel/UCN-9g-8Tb-iD74qHtT-0nug">no booze reviews</a>&#8221; to discuss his top picks for non-alcoholic beverages.&nbsp;

Now it&#8217;s been a year since James has taken a sip of alcohol, and his passion for building community through sobriety springboarded the concept for <a href="https://www.oceanbeachcafe.com/">Ocean Beach Cafe</a>, a brick-and-mortar business selling non-alcoholic drinks and food that he opened on Jan. 22 after receiving $9,000 of <a href="https://www.kiva.org/lend/2055497?minimal=false">funding </a>through <a href="https://www.youtube.com/watch?v=-PLF2gHN540">Kiva</a>.

Now it's been a year since James has taken a sip of alcohol, and his passion for building community through sobriety springboarded the concept for <a href="https://www.oceanbeachcafe.com/">Ocean Beach Cafe</a>, a brick-and-mortar business selling non-alcoholic drinks and food that he opened on Jan. 22 after receiving $9,000 of <a href="https://www.kiva.org/lend/2055497?minimal=false">funding </a>through <a href="https://www.youtube.com/watch?v=-PLF2gHN540">Kiva</a>.

Now it&#8217;s been a year since James has taken a sip of alcohol, and his passion for building community through sobriety springboarded the concept for <a href="https://www.oceanbeachcafe.com/">Ocean Beach Cafe</a>, a brick-and-mortar business selling non-alcoholic drinks and food that he opened on Jan. 22 after receiving $9,000 of <a href="https://www.kiva.org/lend/2055497?minimal=false">funding </a>through <a href="https://www.youtube.com/watch?v=-PLF2gHN540">Kiva</a>.

<div class="wp-block-image"><figure class="aligncenter"><img src="https://lh5.googleusercontent.com/RhJYvlNYPN64bSPDIjZfVkxsh6F4qNw1-TybPuZli1T-TZTdV2PFqfrT2DjpdQEwh9vAZOdCsvSOqTUYk7VMDpHEvWFEJnijxl_dwEmR_5Come0DIqaPwIaiHxJYyDNzlkTJLTI6" alt=""/><figcaption>Ocean Beach Cafe is located at 734 La Playa St. in the Outer Richmond. | Photo by Peter Bell</figcaption></figure></div>

The cafe’s mission? To disrupt the alcohol industry by building the largest non-alcoholic beverage selection in the world. And there may be a need for that: According to data from <a href="https://www.bactrack.com/blogs/breathalyzer/dramatic-change-in-drinking-habits-during-coronavirus-pandemic?_pos=1&amp;_sid=199627bc5&amp;_ss=r">BACtrack</a>, a San Francisco-based company that produces smartphone-connected breathalyzer devices, Bay Area residents drank 45% more alcohol than usual during the pandemic.&nbsp;

The cafe’s mission? To disrupt the alcohol industry by building the largest non-alcoholic beverage selection in the world. And there may be a need for that: According to data from <a href="https://www.bactrack.com/blogs/breathalyzer/dramatic-change-in-drinking-habits-during-coronavirus-pandemic?_pos=1&amp;_sid=199627bc5&amp;_ss=r">BACtrack</a>, a San Francisco-based company that produces smartphone-connected breathalyzer devices, Bay Area residents drank 45% more alcohol than usual during the pandemic.&nbsp;

&#8220;There&#8217;s never been a non-alcoholic beverage culture in America, but now there is, and it keeps leveling itself up,” James said.

"There's never been a non-alcoholic beverage culture in America, but now there is, and it keeps leveling itself up,” James said.

&#8220;There&#8217;s never been a non-alcoholic beverage culture in America, but now there is, and it keeps leveling itself up,” James said.

James and his staff also craft non-alcoholic cocktails and host hour-long educational tasting events at the cafe&#8217;s bar, which he calls &#8220;<a href="https://www.instagram.com/p/CRIrV4RrTJI/">#SoBar</a>,&#8221; for those looking to learn more about the community of <a href="https://www.instagram.com/tv/CRMg2NYlQ5C/?utm_source=ig_web_copy_link">non-drinkers</a>.

James and his staff also craft non-alcoholic cocktails and host hour-long educational tasting events at the cafe's bar, which he calls "<a href="https://www.instagram.com/p/CRIrV4RrTJI/">#SoBar</a>," for those looking to learn more about the community of <a href="https://www.instagram.com/tv/CRMg2NYlQ5C/?utm_source=ig_web_copy_link">non-drinkers</a>.

James and his staff also craft non-alcoholic cocktails and host hour-long educational tasting events at the cafe&#8217;s bar, which he calls &#8220;<a href="https://www.instagram.com/p/CRIrV4RrTJI/">#SoBar</a>,&#8221; for those looking to learn more about the community of <a href="https://www.instagram.com/tv/CRMg2NYlQ5C/?utm_source=ig_web_copy_link">non-drinkers</a>.

<div class="wp-block-image"><figure class="aligncenter"><img src="https://lh3.googleusercontent.com/NHhw_S3AFc4wAmpO8knZ_K48_Ieoy-Bki9sbWBldn9gcV3LzmCB5pNacBZfccccKK5I703XkmdUL1nk_8rSU4_c8_j17BZGZn1Litx5YyM9eSmXvVDk5KhM_t4pZq0QfgzBvR_PX" alt=""/><figcaption>A selection of non-alcoholic “spirits” at Ocean Beach Cafe. | Photo by Peter Bell</figcaption></figure></div>

&#8220;I want to do business differently and have hospitality at the highest level,” said James. “My favorite thing to do in the hospitality industry is just, like, literally just blow people&#8217;s minds.&#8221;&nbsp;

"I want to do business differently and have hospitality at the highest level,” said James. “My favorite thing to do in the hospitality industry is just, like, literally just blow people's minds."&nbsp;

&#8220;I want to do business differently and have hospitality at the highest level,” said James. “My favorite thing to do in the hospitality industry is just, like, literally just blow people&#8217;s minds.&#8221;&nbsp;

James knows from first-hand experience that non-alcoholic beverage options alone aren&#8217;t the key to sober success—non-drinkers are also searching for community and purpose. So when he&#8217;s not behind the bar, James&#8217; focus is organizing Ocean Beach clean-ups twice a month with volunteers. “I don&#8217;t want to just clean Ocean Beach, but I want to actually keep it clean,&#8221; he said.

James knows from first-hand experience that non-alcoholic beverage options alone aren't the key to sober success—non-drinkers are also searching for community and purpose. So when he's not behind the bar, James' focus is organizing Ocean Beach clean-ups twice a month with volunteers. “I don't want to just clean Ocean Beach, but I want to actually keep it clean," he said.

James knows from first-hand experience that non-alcoholic beverage options alone aren&#8217;t the key to sober success—non-drinkers are also searching for community and purpose. So when he&#8217;s not behind the bar, James&#8217; focus is organizing Ocean Beach clean-ups twice a month with volunteers. “I don&#8217;t want to just clean Ocean Beach, but I want to actually keep it clean,&#8221; he said.

He&#8217;s also invested in becoming an anchor business by offering his space for community meetings. As a surfer himself, James regularly hosts meet-ups and surfboard swaps at the cafe&#8217;s 40-foot parklet. He also hires locally—mainly others who are looking to embrace their sobriety.

He's also invested in becoming an anchor business by offering his space for community meetings. As a surfer himself, James regularly hosts meet-ups and surfboard swaps at the cafe's 40-foot parklet. He also hires locally—mainly others who are looking to embrace their sobriety.

He&#8217;s also invested in becoming an anchor business by offering his space for community meetings. As a surfer himself, James regularly hosts meet-ups and surfboard swaps at the cafe&#8217;s 40-foot parklet. He also hires locally—mainly others who are looking to embrace their sobriety.

<div class="wp-block-image"><figure class="aligncenter"><img src="https://lh6.googleusercontent.com/fRmIoIDnfdd_pVI4-6EXdtqT3AiwcwFqPTku20r8qAk5Pkf0He55vOCali4OH4Tsf3J1ItJFU4AzENpBNrjOW3w8OZ8yXG0Halt6iQSgReBcV7uffG0h7i_JFSkcL-7DLi7kjLpX" alt=""/><figcaption>The cafe by the beach dishes up burritos, salads, sandwiches and non-alcoholic drinks of all kinds. | Photo by Peter Bell</figcaption></figure></div>

&#8220;I felt vulnerable coming into this establishment [with] where I&#8217;m at in my journey,&#8221; said Natasha Koscak, an employee at Ocean Beach Cafe.

"I felt vulnerable coming into this establishment [with] where I'm at in my journey," said Natasha Koscak, an employee at Ocean Beach Cafe.

&#8220;I felt vulnerable coming into this establishment [with] where I&#8217;m at in my journey,&#8221; said Natasha Koscak, an employee at Ocean Beach Cafe.

&#8220;I was like—I want to be able to go to a bar and feel comfortable being around my friends, but how do I go about doing this?” she said. &#8220;I believe in what Josh is building and that this is really going to change the culture of drinking.&#8221;&nbsp;

"I was like—I want to be able to go to a bar and feel comfortable being around my friends, but how do I go about doing this?” she said. "I believe in what Josh is building and that this is really going to change the culture of drinking."&nbsp;

&#8220;I was like—I want to be able to go to a bar and feel comfortable being around my friends, but how do I go about doing this?” she said. &#8220;I believe in what Josh is building and that this is really going to change the culture of drinking.&#8221;&nbsp;

James said the community he&#8217;s creating is safe and inclusive.

James said the community he's creating is safe and inclusive.

James said the community he&#8217;s creating is safe and inclusive.

&#8220;You&#8217;re not being ostracized for getting a non-alcoholic beverage,” he said. “You can come here, try and enjoy all of these beverages, and still be able to walk away or drive home,” he added.

"You're not being ostracized for getting a non-alcoholic beverage,” he said. “You can come here, try and enjoy all of these beverages, and still be able to walk away or drive home,” he added.

&#8220;You&#8217;re not being ostracized for getting a non-alcoholic beverage,” he said. “You can come here, try and enjoy all of these beverages, and still be able to walk away or drive home,” he added.

“It&#8217;s the coolest thing ever that we can do right now.&#8221;

“It's the coolest thing ever that we can do right now."

“It&#8217;s the coolest thing ever that we can do right now.&#8221;

Ocean Beach Cafe is located at 734 La Playa St. in the Outer Richmond. To attend a tasting at #SoBar, volunteer for an Ocean Beach clean-up or get more information on a surfboard swap, visit their <a href="https://oceanbeachcafe.com/">website</a>.&nbsp;

Ocean Beach Cafe is located at 734 La Playa St. in the Outer Richmond. To attend a tasting at #SoBar, volunteer for an Ocean Beach clean-up or get more information on a surfboard swap, visit their <a href="https://oceanbeachcafe.com/">website</a>.&nbsp;

How sobriety helped one San Franciscan build community through nonalcoholic drinks

Annie Gaus

A proposal to give fire department paramedics the authority to place 5150 holds, or involuntary psychiatric holds for individuals in severe mental distress, will advance to a vote in the coming weeks.&nbsp;

A proposal to give fire department paramedics the authority to place 5150 holds, or involuntary psychiatric holds for individuals in severe mental distress, will advance to a vote in the coming weeks.&nbsp;

The Board of Supervisors’ Public Safety and Neighborhood Services Committee voted unanimously on Thursday to advance the proposal, which would designate fire paramedics to initiate the holds, to the full board. Currently, only SFPD officers and licensed clinicians have the ability to initiate 5150 holds.

The Board of Supervisors’ Public Safety and Neighborhood Services Committee voted unanimously on Thursday to advance the proposal, which would designate fire paramedics to initiate the holds, to the full board. Currently, only SFPD officers and licensed clinicians have the ability to initiate 5150 holds.

“Our paramedics are licensed healthcare providers…we have the trust of the public, and we work 24/7 on weekends and holidays,” said Chief Simon Peng, who leads the department’s community paramedicine program, at a hearing on Thursday.&nbsp;

“Our paramedics are licensed healthcare providers…we have the trust of the public, and we work 24/7 on weekends and holidays,” said Chief Simon Peng, who leads the department’s community paramedicine program, at a hearing on Thursday.&nbsp;

According to an <a href="https://www.sfdph.org/dph/files/housingconserv/SF_Housing_Conservatorship_Annual_Report_Updated_01.11.21.pdf">annual report</a> by the San Francisco Department of Public Health (DPH), there were 8,975 total 5150 holds placed in San Francisco in the fiscal year of 2020, or between July 2019 and July 2020. Of those, 2,224 occurred at Zuckerberg San Francisco General Hospital’s emergency psychiatric unit, while the remainder occurred at local hospital networks. Individuals detained at General Hospital averaged 2.8 visits per year, and 450 individuals were detained at least twice over the course of the year. 113 were detained four or more times.

According to an <a href="https://www.sfdph.org/dph/files/housingconserv/SF_Housing_Conservatorship_Annual_Report_Updated_01.11.21.pdf">annual report</a> by the San Francisco Department of Public Health (DPH), there were 8,975 total 5150 holds placed in San Francisco in the fiscal year of 2020, or between July 2019 and July 2020. Of those, 2,224 occurred at Zuckerberg San Francisco General Hospital’s emergency psychiatric unit, while the remainder occurred at local hospital networks. Individuals detained at General Hospital averaged 2.8 visits per year, and 450 individuals were detained at least twice over the course of the year. 113 were detained four or more times.

Police officers were involved in about one-third of all 5150 holds, with 3,043 SFPD incidents resulting in a hold over the course of the year. In half of those calls, the caller was a stranger reporting an individual in distress, and in 61% of cases the individual was determined to be a danger to themself. The individual was deemed a danger to others in 38% of cases.

Police officers were involved in about one-third of all 5150 holds, with 3,043 SFPD incidents resulting in a hold over the course of the year. In half of those calls, the caller was a stranger reporting an individual in distress, and in 61% of cases the individual was determined to be a danger to themself. The individual was deemed a danger to others in 38% of cases.

“Having been on the ambulance myself for many years…I saw the revolving door,” said San Francisco Fire Department (SFFD) Chief Jeanine Nicholson on Thursday. “You’d take someone to the hospital, you’d be sitting there writing your paperwork and see them walk out. Then you’d pick them up again a few hours later.”&nbsp;

“Having been on the ambulance myself for many years…I saw the revolving door,” said San Francisco Fire Department (SFFD) Chief Jeanine Nicholson on Thursday. “You’d take someone to the hospital, you’d be sitting there writing your paperwork and see them walk out. Then you’d pick them up again a few hours later.”&nbsp;

Fire department officials argued that paramedics, who have access to health records and are medically trained, would be more effective in initiating 5150 holds than police. They speculated that if placed under the fire department’s purview, the total number of 5150 holds may even decline over time by diverting frequent flyers to longer-term care.&nbsp;

Fire department officials argued that paramedics, who have access to health records and are medically trained, would be more effective in initiating 5150 holds than police. They speculated that if placed under the fire department’s purview, the total number of 5150 holds may even decline over time by diverting frequent flyers to longer-term care.&nbsp;

Minimizing police involvement in such calls could also help remove the stigma associated with mental health crises, added Adrienne Sims, director of Local 798, the labor union that represents San Francisco firefighters.&nbsp;

Minimizing police involvement in such calls could also help remove the stigma associated with mental health crises, added Adrienne Sims, director of Local 798, the labor union that represents San Francisco firefighters.&nbsp;

“Mental health issues are stigmatized in our communities,” Sims said. “Having the police on scene can escalate a situation that can, oftentimes, be handled by our teams.”&nbsp;

“Mental health issues are stigmatized in our communities,” Sims said. “Having the police on scene can escalate a situation that can, oftentimes, be handled by our teams.”&nbsp;

With eviction clock ticking, state and local rent relief may fall short of need

How sobriety helped one San Franciscan build community through nonalcoholic drinks

San Francisco Fire Department could soon place emergency psychiatric holds

Controversy rages as California follows SF’s lead with new approach to teaching math

A recipe for success: Equity is baked into La Cocina Municipal Marketplace

Search Results for: housing

With eviction clock ticking, state and local rent relief may fall short of need

How sobriety helped one San Franciscan build community through nonalcoholic drinks

San Francisco Fire Department could soon place emergency psychiatric holds

Controversy rages as California follows SF’s lead with new approach to teaching math

A recipe for success: Equity is baked into La Cocina Municipal Marketplace