Beki San Martin

The narrative around San Francisco seems to perpetually vacillate between a doom spiral and a boom loop. Now, with city budget woes mounting, concerns about the Trump administration piling up, and precious daylight fading earlier, it’s hard not to get a little gloomy.&nbsp;&nbsp;

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<p>The narrative around San Francisco seems to perpetually vacillate between a doom spiral and a boom loop. Now, with city budget woes mounting, concerns about the Trump administration piling up, and precious daylight fading earlier, it’s hard not to get a little gloomy.&nbsp;&nbsp;</p>

But who cares about all that when the music is bumping and bodies are moving?&nbsp;&nbsp;

<p>But who cares about all that when the music is bumping and bodies are moving?&nbsp;&nbsp;</p>

Amid all the complaints about the city’s barely there nightlife, there are still more than a few places you can go to shake your ass on a dance floor, if you know where — and when — to look.&nbsp;

<p>Amid all the complaints about the city’s barely there nightlife, there are still more than a few places you can go to shake your ass on a dance floor, if you know where — and when — to look.&nbsp;</p>

Who better to ask than those spinning the tracks meant to get you rocking and rolling? We checked in with some of the city’s top DJs to find the best spots in each neighborhood to get your groove on into the wee hours.&nbsp;&nbsp;

<p>Who better to ask than those spinning the tracks meant to get you rocking and rolling? We checked in with some of the city’s top DJs to find the best spots in each neighborhood to get your groove on into the wee hours.&nbsp;&nbsp;</p>


<h2 class="wp-block-heading" id="h-the-mission">The Mission</h2>


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<h2 class="wp-block-heading" id="h-the-mission">The Mission</h2>


<figure class="wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex">
<figure class="wp-block-image size-large"><img data-id="340803" src="https://content.sfstandard.com/wp-content/uploads/2024/12/image_c87c29.jpeg" alt="A person in a black leather outfit and fishnet stockings is performing joyfully in front of a crowd in a dimly lit club with colorful lights overhead." class="wp-image-340803"/><figcaption class="wp-element-caption">El Rio has been a historic refuge for San Francisco&#8217;s queer community for nearly 50 years.</figcaption></figure>



<figure class="wp-block-image size-large"><img height="1667" width="2500" data-id="332802" src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-11.jpg?w=2500" alt="People are dancing in a dimly lit room. A person in bright shorts and neon kneepads holds a drink, surrounded by others in casual attire, including sneakers." class="wp-image-332802"/><figcaption class="wp-element-caption">The bar hosts nearly nightly events and parties bringing in all comers. </figcaption></figure>



<figure class="wp-block-image size-large"><img height="1667" width="2500" data-id="332793" src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-2.jpg?w=2500" alt="A group of people are having fun in a vibrant setting. The central figure, with blue hair and a lollipop, is dancing and holding a drink, surrounded by friends." class="wp-image-332793"/><figcaption class="wp-element-caption">Revelers dance the night away at El Rio on Halloween.</figcaption></figure>



<figure class="wp-block-image size-large"><img height="1667" width="2500" data-id="332792" src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-1.jpg?w=2500" alt="A spinning disco ball reflects vibrant colors, mostly blues and purples, creating a dynamic and lively light display in a darkened room." class="wp-image-332792"/><figcaption class="wp-element-caption">The bar&#8217;s dance floor features a spinning overhead disco ball.</figcaption></figure>
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<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/12/image_c87c29.jpeg" alt="A person in a black leather outfit and fishnet stockings is performing joyfully in front of a crowd in a dimly lit club with colorful lights overhead." class="wp-image-340803"/><figcaption class="wp-element-caption">El Rio has been a historic refuge for San Francisco&#8217;s queer community for nearly 50 years.</figcaption></figure>


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<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/12/image_c87c29.jpeg" alt="A person in a black leather outfit and fishnet stockings is performing joyfully in front of a crowd in a dimly lit club with colorful lights overhead." class="wp-image-340803"/><figcaption class="wp-element-caption">El Rio has been a historic refuge for San Francisco's queer community for nearly 50 years.</figcaption></figure>

<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/12/image_c87c29.jpeg" alt="A person in a black leather outfit and fishnet stockings is performing joyfully in front of a crowd in a dimly lit club with colorful lights overhead." class="wp-image-340803"/><figcaption class="wp-element-caption">El Rio has been a historic refuge for San Francisco&#8217;s queer community for nearly 50 years.</figcaption></figure>

Snow fell in San Francisco’s Bernal Heights neighborhood on Thursday morning, Feb. 22, 2023.


<figure class="wp-block-image size-large"><img height="1667" width="2500" src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-11.jpg?w=2500" alt="People are dancing in a dimly lit room. A person in bright shorts and neon kneepads holds a drink, surrounded by others in casual attire, including sneakers." class="wp-image-332802"/><figcaption class="wp-element-caption">The bar hosts nearly nightly events and parties bringing in all comers. </figcaption></figure>


<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-11.jpg?w=2500" alt="People are dancing in a dimly lit room. A person in bright shorts and neon kneepads holds a drink, surrounded by others in casual attire, including sneakers." class="wp-image-332802"/><figcaption class="wp-element-caption">The bar hosts nearly nightly events and parties bringing in all comers. </figcaption></figure>


<figure class="wp-block-image size-large"><img height="1667" width="2500" src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-2.jpg?w=2500" alt="A group of people are having fun in a vibrant setting. The central figure, with blue hair and a lollipop, is dancing and holding a drink, surrounded by friends." class="wp-image-332793"/><figcaption class="wp-element-caption">Revelers dance the night away at El Rio on Halloween.</figcaption></figure>


<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-2.jpg?w=2500" alt="A group of people are having fun in a vibrant setting. The central figure, with blue hair and a lollipop, is dancing and holding a drink, surrounded by friends." class="wp-image-332793"/><figcaption class="wp-element-caption">Revelers dance the night away at El Rio on Halloween.</figcaption></figure>


<figure class="wp-block-image size-large"><img height="1667" width="2500" src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-1.jpg?w=2500" alt="A spinning disco ball reflects vibrant colors, mostly blues and purples, creating a dynamic and lively light display in a darkened room." class="wp-image-332792"/><figcaption class="wp-element-caption">The bar&#8217;s dance floor features a spinning overhead disco ball.</figcaption></figure>


<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-1.jpg?w=2500" alt="A spinning disco ball reflects vibrant colors, mostly blues and purples, creating a dynamic and lively light display in a darkened room." class="wp-image-332792"/><figcaption class="wp-element-caption">The bar's dance floor features a spinning overhead disco ball.</figcaption></figure>

<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-1.jpg?w=2500" alt="A spinning disco ball reflects vibrant colors, mostly blues and purples, creating a dynamic and lively light display in a darkened room." class="wp-image-332792"/><figcaption class="wp-element-caption">The bar&#8217;s dance floor features a spinning overhead disco ball.</figcaption></figure>

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<figure class="wp-block-gallery has-nested-images columns-default is-cropped"><figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/12/image_c87c29.jpeg" alt="A person in a black leather outfit and fishnet stockings is performing joyfully in front of a crowd in a dimly lit club with colorful lights overhead." class="wp-image-340803"/><figcaption class="wp-element-caption">El Rio has been a historic refuge for San Francisco&#8217;s queer community for nearly 50 years.</figcaption></figure><figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-11.jpg?w=2500" alt="People are dancing in a dimly lit room. A person in bright shorts and neon kneepads holds a drink, surrounded by others in casual attire, including sneakers." class="wp-image-332802"/><figcaption class="wp-element-caption">The bar hosts nearly nightly events and parties bringing in all comers. </figcaption></figure><figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-2.jpg?w=2500" alt="A group of people are having fun in a vibrant setting. The central figure, with blue hair and a lollipop, is dancing and holding a drink, surrounded by friends." class="wp-image-332793"/><figcaption class="wp-element-caption">Revelers dance the night away at El Rio on Halloween.</figcaption></figure><figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/11/20241025-dancinginsf-1.jpg?w=2500" alt="A spinning disco ball reflects vibrant colors, mostly blues and purples, creating a dynamic and lively light display in a darkened room." class="wp-image-332792"/><figcaption class="wp-element-caption">The bar&#8217;s dance floor features a spinning overhead disco ball.</figcaption></figure></figure>

A queer-owned and operated bar that’s central to the city’s dance scene. <a href="https://www.instagram.com/thejenset/?hl=en">Jenset</a> said you cannot miss <a href="https://www.rnbandribs.com/">R&amp;B and Ribs</a>, a DJ dance party that comes to play on the second Sunday of the month, typically. “Ribs” isn’t some sort of euphemism: The R&amp;B nights come alongside dishes smoked by chef collaborators. What’s even better is that the party starts in the afternoon and ends at 8 p.m., letting you get to bed at a reasonable hour with a belly full of barbecue. One of the other legendary parties run out of El Rio is Mango, which has been going for nearly three decades and is meant to provide a safe space for women (and their friends!) to get down.&nbsp;

<p>A queer-owned and operated bar that’s central to the city’s dance scene. <a href="https://www.instagram.com/thejenset/?hl=en">Jenset</a> said you cannot miss <a href="https://www.rnbandribs.com/">R&amp;B and Ribs</a>, a DJ dance party that comes to play on the second Sunday of the month, typically. “Ribs” isn’t some sort of euphemism: The R&amp;B nights come alongside dishes smoked by chef collaborators. What’s even better is that the party starts in the afternoon and ends at 8 p.m., letting you get to bed at a reasonable hour with a belly full of barbecue. One of the other legendary parties run out of El Rio is Mango, which has been going for nearly three decades and is meant to provide a safe space for women (and their friends!) to get down.&nbsp;</p>

Who’s it for? The queers! and fun people who really love to dance

<p>Who’s it for? The queers! and fun people who really love to dance</p>

The second Sunday of the month (typically) for R&B and Ribs; fourth Saturdays for Mango.

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<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=3158+Mission+St.%C2%A0">3158 Mission St. </a></li><li>The second Sunday of the month (typically) for R&amp;B and Ribs; fourth Saturdays for Mango.</li></ul></div>

<a href="https://theknockoutsf.com/calendar2">The Knockout</a>


<h2 class="wp-block-heading" id="h-the-knockout"><a href="https://theknockoutsf.com/calendar2">The Knockout</a></h2>


A friendly dive in the <a href="https://sfstandard.com/2023/10/20/san-francisco-mission-bernal-microhood-portal/">Mission-Bernal </a>micro-hood with a small dance floor, has a packed events calendar that includes everything from “Simpsons” trivia to a satanic “Black Xmas” celebration on Dec. 25. But the main draws are DJs who run the gamut. Want a disco house night? Sure. A funk fantasma? Got you covered. A hip-hop hangout? There’s that too. Raquel Heraldez, who works on the <a href="https://www.instagram.com/bayareadjcalendar/">Bay Area DJ Calendar</a>, said the <a href="https://www.instagram.com/lovesupremesf/?hl=en">Love Supreme</a> party is always a hot, sweaty good time. <a href="https://www.instagram.com/lovesupremesf/?hl=en">Love Supreme</a> founder Travie Bobbito, meanwhile, recommends the monthly all-vinyl party <a href="https://www.instagram.com/sweaterfunk/?hl=en">Sweater Funk</a> —&nbsp;which plays ’70s and ’80s soul, funk boogie, and two-step deep cuts — as well as disco house funk <a href="https://www.instagram.com/love.t.k.o_/">Love T.K.O.</a>, who throw their own monthly party.&nbsp;

This single block near the Mission District might be San Francisco&#8217;s coolest street

<p>A friendly dive in the <a href="https://sfstandard.com/2023/10/20/san-francisco-mission-bernal-microhood-portal/">Mission-Bernal </a>micro-hood with a small dance floor, has a packed events calendar that includes everything from “Simpsons” trivia to a satanic “Black Xmas” celebration on Dec. 25. But the main draws are DJs who run the gamut. Want a disco house night? Sure. A funk fantasma? Got you covered. A hip-hop hangout? There’s that too. Raquel Heraldez, who works on the <a href="https://www.instagram.com/bayareadjcalendar/">Bay Area DJ Calendar</a>, said the <a href="https://www.instagram.com/lovesupremesf/?hl=en">Love Supreme</a> party is always a hot, sweaty good time. <a href="https://www.instagram.com/lovesupremesf/?hl=en">Love Supreme</a> founder Travie Bobbito, meanwhile, recommends the monthly all-vinyl party <a href="https://www.instagram.com/sweaterfunk/?hl=en">Sweater Funk</a> —&nbsp;which plays ’70s and ’80s soul, funk boogie, and two-step deep cuts — as well as disco house funk <a href="https://www.instagram.com/love.t.k.o_/">Love T.K.O.</a>, who throw their own monthly party.&nbsp;</p>

Who’s it for? Non-skaters, skater punks, and disco house lovers

<p>Who’s it for? Non-skaters, skater punks, and disco house lovers</p>

The third Saturday of the month for Love Supreme; first Saturday for Sweater Funk; third Friday for Love T.K.O.

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=3223+Mission+St.">3223 Mission St.</a></li><li>The third Saturday of the month for Love Supreme; first Saturday for Sweater Funk; third Friday for Love T.K.O.</li></ul></div>

A popular spot with a dance floor that has a DJ playing nearly every day. But every fourth Friday is a special occasion, according to <a href="https://www.instagram.com/theholdupsf/?hl=en">DJ 7evenB</a>. That’s when the <a href="https://www.instagram.com/cuffinsf/?hl=en">CUFFIN’</a> All Thangs R&amp;B Party kicks off, meaning&nbsp; Diana Ross, Ashanti, Beyonce, and other legends all night long.

<p>A popular spot with a dance floor that has a DJ playing nearly every day. But every fourth Friday is a special occasion, according to <a href="https://www.instagram.com/theholdupsf/?hl=en">DJ 7evenB</a>. That’s when the <a href="https://www.instagram.com/cuffinsf/?hl=en">CUFFIN’</a> All Thangs R&amp;B Party kicks off, meaning&nbsp; Diana Ross, Ashanti, Beyonce, and other legends all night long.</p>

Who’s it for? Those who like to “Get Low” without <a href="https://sfstandard.com/2024/11/13/zuckerberg-rapping-music/">Mark Zuckerberg</a>

Mark Zuckerberg serenades wife with painful rap remix

<p>Who’s it for? Those who like to “Get Low” without <a href="https://sfstandard.com/2024/11/13/zuckerberg-rapping-music/">Mark Zuckerberg</a></p>

The fourth Friday of the month for CUFFIN’s R&B party; every third Friday for Thee Soul and Oldies Show

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=2800+24th+St%2C+the+Mission%0A">2800 24th St, the Mission
</a></li><li>The fourth Friday of the month for CUFFIN’s R&amp;B party; every third Friday for Thee Soul and Oldies Show</li></ul></div>


<h2 class="wp-block-heading" id="h-the-marina-nbsp">The Marina&nbsp;</h2>


<a href="https://www.instagram.com/whiterabbitbarsf/?hl=en">White Rabbit</a>


<h2 class="wp-block-heading" id="h-white-rabbit"><a href="https://www.instagram.com/whiterabbitbarsf/?hl=en">White Rabbit</a> </h2>


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font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;">View this post on Instagram</div></div><div style="padding: 12.5% 0;"></div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"><div> <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"></div> <div style="background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"></div> <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"></div></div><div style="margin-left: 8px;"> <div style=" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"></div> <div style=" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; 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overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;"><a href="https://www.instagram.com/reel/DBKnmrNyJ-n/?utm_source=ig_embed&amp;utm_campaign=loading" style=" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;" target="_blank">A post shared by GVT (@thekingofsanfrancisco)</a></p></div></blockquote><script async src="//platform.instagram.com/en_US/embeds.js"></script>

An easy option to pop into where you’re nearly always guaranteed a good dance party. Weekends see lines out the door, but the real night to go is Thursday, according to DJ 7evenB. The weekly <a href="https://www.instagram.com/innercirclesf/?hl=en">Inner Circle</a> party brings in guest DJs to spin <a href="https://www.instagram.com/p/DBO_OjHSBTc/?hl=en">more eclectic</a> tracks than you’ll find on the weekend; for example, <a href="https://www.instagram.com/p/DBO_OjHSBTc/?hl=en">a recent night</a> ran the gamut between Kid Cudi, Disclosure, and Twista. Prior to the party, the bar has a Vinyl Happy Hour at which patrons can play DJ, choosing from White Rabbit’s extensive record collection or even bringing their own.&nbsp;

<p>An easy option to pop into where you’re nearly always guaranteed a good dance party. Weekends see lines out the door, but the real night to go is Thursday, according to DJ 7evenB. The weekly <a href="https://www.instagram.com/innercirclesf/?hl=en">Inner Circle</a> party brings in guest DJs to spin <a href="https://www.instagram.com/p/DBO_OjHSBTc/?hl=en">more eclectic</a> tracks than you’ll find on the weekend; for example, <a href="https://www.instagram.com/p/DBO_OjHSBTc/?hl=en">a recent night</a> ran the gamut between Kid Cudi, Disclosure, and Twista. Prior to the party, the bar has a Vinyl Happy Hour at which patrons can play DJ, choosing from White Rabbit’s extensive record collection or even bringing their own.&nbsp;</p>

Who’s it for? Those who like both top-40 tracks and highly curated DJ mixes&nbsp;

<p>Who’s it for? Those who like both top-40 tracks and highly curated DJ mixes&nbsp;</p>

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=3138+Fillmore+St.%0A">3138 Fillmore St.
</a></li><li>Thursdays for Inner Circle</li></ul></div>

<a href="https://www.instagram.com/jaxsonsf/?hl=en">Jaxson</a>


<h2 class="wp-block-heading" id="h-jaxson"><a href="https://www.instagram.com/jaxsonsf/?hl=en">Jaxson</a></h2>


There’s only one bar in San Francisco that <a href="https://www.instagram.com/westwoodgoldsf/?utm_source=ig_embed&amp;ig_rid=77c6782b-d164-45d3-b633-32cce2983a87">has a mechanical bull</a>, but for the less basic country bar in the Marina that “really pops off,” try <a href="https://www.instagram.com/jaxsonsf/?hl=en">Jaxson</a>, according to <a href="https://www.instagram.com/blckspkz/?hl=en">Blckspkz</a>. In addition to classic country and pop dance fare, there’s line dancing on <a href="https://www.instagram.com/jaxsonsf/?hl=en">Thursdays and Sundays</a>. And yes, for the noobs, there are free lessons. “If you got some boots, that’s gonna be a spot,” Blckspkz said. Cowboy hat not included.&nbsp;

<p>There’s only one bar in San Francisco that <a href="https://www.instagram.com/westwoodgoldsf/?utm_source=ig_embed&amp;ig_rid=77c6782b-d164-45d3-b633-32cce2983a87">has a mechanical bull</a>, but for the less basic country bar in the Marina that “really pops off,” try <a href="https://www.instagram.com/jaxsonsf/?hl=en">Jaxson</a>, according to <a href="https://www.instagram.com/blckspkz/?hl=en">Blckspkz</a>. In addition to classic country and pop dance fare, there’s line dancing on <a href="https://www.instagram.com/jaxsonsf/?hl=en">Thursdays and Sundays</a>. And yes, for the noobs, there are free lessons. “If you got some boots, that’s gonna be a spot,” Blckspkz said. Cowboy hat not included.&nbsp;</p>

Who’s it for? Glen Powell fans&nbsp;&nbsp;

<p>Who’s it for? Glen Powell fans&nbsp;&nbsp;</p>

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=3231+Fillmore+St.%2C+Marina%C2%A0%0A">3231 Fillmore St., Marina 
</a></li><li>Thursdays and Sundays for line dancing</li></ul></div>


<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/09/20240830-swigcityrickandroxys-4.jpg?w=1024" alt="A nightclub with a neon-lit dance floor, disco balls, and futuristic decor featuring mirrors, golden railings, and colorful lighting accents throughout the space." class="wp-image-308450"/><figcaption class="wp-element-caption">Rick and Roxy’s brings a two-for-one nightlife destination with a distinct 1970s vibe.</figcaption></figure>


A retro bar and dance spot, opened just <a href="https://sfstandard.com/2024/09/06/rick-roxys-new-bar-marina-san-francisco/">a few months ago</a>, but it has already hit DJ 7evenB’s list. The double-barreled bar brings a two-for-one nightlife destination with a distinct 1970s vibe. That means a space decked out with disco balls, neon signs, and a kaleidoscopic checkerboard of a dance floor. Looking to have a transformative night? Sip on the $95 Disco Ball Bowl, meant to be shared among seven people.&nbsp;

Calling all dancing queens: A new Marina bar takes you back to the ’70s

<p>A retro bar and dance spot, opened just <a href="https://sfstandard.com/2024/09/06/rick-roxys-new-bar-marina-san-francisco/">a few months ago</a>, but it has already hit DJ 7evenB’s list. The double-barreled bar brings a two-for-one nightlife destination with a distinct 1970s vibe. That means a space decked out with disco balls, neon signs, and a kaleidoscopic checkerboard of a dance floor. Looking to have a transformative night? Sip on the $95 Disco Ball Bowl, meant to be shared among seven people.&nbsp;</p>

Who’s it for? Bell-bottomed dancing queens&nbsp;

<p>Who’s it for? Bell-bottomed dancing queens&nbsp;</p>

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=2131+Lombard+St.%C2%A0">2131 Lombard St. </a></li><li>Friday and Saturday nights</li></ul></div>

<a href="https://www.instagram.com/citynightssf/?hl=en">City Nights</a>


<h2 class="wp-block-heading" id="h-city-nights"><a href="https://www.instagram.com/citynightssf/?hl=en">City Nights</a></h2>


<figure class="wp-block-embed is-type-rich is-provider-instagram wp-block-embed-instagram"><div class="wp-block-embed__wrapper">
https://www.instagram.com/reel/DC-fWMfSLG6/?hl=en
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<blockquote class="instagram-media" data-instgrm-captioned data-instgrm-permalink="https://www.instagram.com/reel/DC-fWMfSLG6/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14" style=" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:500px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);"><div style="padding:16px;"> <a href="https://www.instagram.com/reel/DC-fWMfSLG6/?utm_source=ig_embed&amp;utm_campaign=loading" style=" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;" target="_blank"> <div style=" display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"></div> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"></div></div></div><div style="padding: 19% 0;"></div> <div style="display:block; height:50px; margin:0 auto 12px; width:50px;"><svg width="50px" height="50px" viewBox="0 0 60 60" version="1.1" xmlns="https://www.w3.org/2000/svg" xmlns:xlink="https://www.w3.org/1999/xlink"><g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g transform="translate(-511.000000, -20.000000)" fill="#000000"><g><path d="M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631"></path></g></g></g></svg></div><div style="padding-top: 8px;"> <div style=" color:#3897f0; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;">View this post on Instagram</div></div><div style="padding: 12.5% 0;"></div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"><div> <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"></div> <div style="background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"></div> <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"></div></div><div style="margin-left: 8px;"> <div style=" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"></div> <div style=" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)"></div></div><div style="margin-left: auto;"> <div style=" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"></div> <div style=" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"></div> <div style=" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"></div></div></div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"></div> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"></div></div></a><p style=" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;"><a href="https://www.instagram.com/reel/DC-fWMfSLG6/?utm_source=ig_embed&amp;utm_campaign=loading" style=" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;" target="_blank">A post shared by Ritmo Latino SF (@ritmolatinosf)</a></p></div></blockquote><script async src="//platform.instagram.com/en_US/embeds.js"></script>

Looking for one of the best Latin music dance parties in town? Blckspkz says the <a href="https://www.instagram.com/ritmolatinosf/?hl=en">Ritmo Latino SF</a> party at <a href="https://www.instagram.com/citynightssf/?hl=en">City Nights</a> nightclub wraps up cumbia, bachata, reggaeton, and dance music hits into one huge, bumping function. There’s a giant disco ball overhead, flashing lights, and a whole lot of booty shaking. Plan ahead if you can: The $20 cover is half price if you pay in advance.

<p>Looking for one of the best Latin music dance parties in town? Blckspkz says the <a href="https://www.instagram.com/ritmolatinosf/?hl=en">Ritmo Latino SF</a> party at <a href="https://www.instagram.com/citynightssf/?hl=en">City Nights</a> nightclub wraps up cumbia, bachata, reggaeton, and dance music hits into one huge, bumping function. There’s a giant disco ball overhead, flashing lights, and a whole lot of booty shaking. Plan ahead if you can: The $20 cover is half price if you pay in advance.</p>

Who’s it for? Those whose hips don’t lie

<p>Who’s it for? Those whose hips don’t lie</p>

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=715+Harrison+St.">715 Harrison St.</a></li><li>Fridays for Ritmo Latino SF</li></ul></div>

<a href="https://www.theendupsf.com/">The EndUp</a>


<h2 class="wp-block-heading" id="h-the-endup"><a href="https://www.theendupsf.com/">The EndUp</a></h2>


The End Up is a legacy nightclub that is known for being the after-hours living room for San Francisco. “It’s a bedrock, it’s known for nightlife, it’s known for staying out late,” <a href="https://www.instagram.com/profesito/?hl=en">Profesito</a> said. The venue brings in a bunch of DJs, including those focusing on music from across Latin America, but DJ Profesito’s favorite party is the Festa No Brasil, which pops off the second Saturday of every month.

<p>The End Up is a legacy nightclub that is known for being the after-hours living room for San Francisco. “It’s a bedrock, it’s known for nightlife, it’s known for staying out late,” <a href="https://www.instagram.com/profesito/?hl=en">Profesito</a> said. The venue brings in a bunch of DJs, including those focusing on music from across Latin America, but DJ Profesito’s favorite party is the Festa No Brasil, which pops off the second Saturday of every month.</p>

Who’s it for? Those who don’t want the night to end&nbsp;

<p>Who’s it for? Those who don’t want the night to end&nbsp;</p>

The second Saturday of the month for Festa No Brasil 

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=401+6th+St.">401 6th St.</a></li><li>The second Saturday of the month for Festa No Brasil </li></ul></div>


<h2 class="wp-block-heading" id="h-divisadero">Divisadero</h2>


<a href="https://www.instagram.com/madroneartbar/?hl=en">Madrone Art Bar</a>


<h2 class="wp-block-heading" id="h-madrone-art-bar"><a href="https://www.instagram.com/madroneartbar/?hl=en">Madrone Art Bar</a></h2>


You’re always gonna have a good time at Madrone Art Bar. But for those who want to start the work week off on a great foot — or extend the weekend vibe — <a href="https://www.instagram.com/profesito/?hl=en">Profesito</a> recommends the bar’s <a href="https://www.instagram.com/mom_djs/?hl=en">Motown on Mondays</a> party. Every week, DJs spin classics from legends like the Isley Brothers, Stevie Wonder, and Marvin Gaye.&nbsp;&nbsp;

<p>You’re always gonna have a good time at Madrone Art Bar. But for those who want to start the work week off on a great foot — or extend the weekend vibe — <a href="https://www.instagram.com/profesito/?hl=en">Profesito</a> recommends the bar’s <a href="https://www.instagram.com/mom_djs/?hl=en">Motown on Mondays</a> party. Every week, DJs spin classics from legends like the Isley Brothers, Stevie Wonder, and Marvin Gaye.&nbsp;&nbsp;</p>

Who’s it for? Those who can’t wait for the weekend&nbsp;

<p>Who’s it for? Those who can’t wait for the weekend&nbsp;</p>

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=500+Divisadero+St.">500 Divisadero St.</a></li><li>Monday nights for Motown on Monday</li></ul></div>


<h2 class="wp-block-heading" id="h-polk-gulch">Polk Gulch</h2>


<a href="https://www.instagram.com/zhuzh.bar/">Zhuzh</a>


<h2 class="wp-block-heading" id="h-zhuzh"><a href="https://www.instagram.com/zhuzh.bar/">Zhuzh</a></h2>


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https://www.instagram.com/p/DCpB0YhyKhS/
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A cocktail and dance bar on the corner of California and Polk Streets, inspired by a desire to kick the city out of its post-Covid malaise, according to owner Aaron Paul. It seems to have worked. Fridays and Saturdays see “asses shaking everywhere,” said Blckspkz. But he specifically recommends going on the third Saturday of the month, when the <a href="https://www.instagram.com/empress_sf/">Empress SF party</a> boasts an all-femme DJ lineup playing disco, funk, and house.

<p>A cocktail and dance bar on the corner of California and Polk Streets, inspired by a desire to kick the city out of its post-Covid malaise, according to owner Aaron Paul. It seems to have worked. Fridays and Saturdays see “asses shaking everywhere,” said Blckspkz. But he specifically recommends going on the third Saturday of the month, when the <a href="https://www.instagram.com/empress_sf/">Empress SF party</a> boasts an all-femme DJ lineup playing disco, funk, and house.</p>

Who’s it for? Those who say “zhuzh” in everyday life

<p>Who’s it for? Those who say “zhuzh” in everyday life</p>

Third Saturday of the month for Empress SF

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=1548+California+St.%C2%A0%0A">1548 California St. 
</a></li><li>Third Saturday of the month for Empress SF</li></ul></div>


<h2 class="wp-block-heading" id="h-union-square-nbsp">Union Square&nbsp;</h2>


<a href="https://www.instagram.com/thefelixsf/?hl=en">The Felix</a>


<h2 class="wp-block-heading" id="h-the-felix"><a href="https://www.instagram.com/thefelixsf/?hl=en">The Felix</a></h2>


One of the best places to dance is the Felix, according to Jenset. Part of the fun is the exclusive nature. During the day the Felix functions as Vietnamese restaurant Bodega SF, but on Thursday, Friday, and Saturday nights, it becomes an underground drinking den and music venue. The string of buzzy parties includes monthly events <a href="https://www.instagram.com/apartycalledbutter/">A Party Called Butter</a> and <a href="https://www.instagram.com/blendz____/?hl=en">Blendz</a> and parties hosted by DJ groups like <a href="https://www.instagram.com/friendssf_/">Friends SF</a> and <a href="https://www.instagram.com/lobbysf/?hl=en">Lobby SF</a>.&nbsp;

<p>One of the best places to dance is the Felix, according to Jenset. Part of the fun is the exclusive nature. During the day the Felix functions as Vietnamese restaurant Bodega SF, but on Thursday, Friday, and Saturday nights, it becomes an underground drinking den and music venue. The string of buzzy parties includes monthly events <a href="https://www.instagram.com/apartycalledbutter/">A Party Called Butter</a> and <a href="https://www.instagram.com/blendz____/?hl=en">Blendz</a> and parties hosted by DJ groups like <a href="https://www.instagram.com/friendssf_/">Friends SF</a> and <a href="https://www.instagram.com/lobbysf/?hl=en">Lobby SF</a>.&nbsp;</p>

Who’s it for? Those looking to hop to the hottest party in town

<p>Who’s it for? Those looking to hop to the hottest party in town</p>

The second Saturday of the month for A Party Called Butter; Thursdays for Friends SF; the first Saturday of the month for Lobby SF

<div class="wp-block-sf-standard-infobox"><ul><li><a href="https://maps.apple.com/?address=138+Mason+St.">138 Mason St.</a></li><li>The second Saturday of the month for A Party Called Butter; Thursdays for Friends SF; the first Saturday of the month for Lobby SF</li></ul></div>

The best dance spots in San Francisco, according to the city’s top DJs

Noah Baustin

I thought it must be a mistake. There was no way the auto insurance premium on my 2015 Toyota Corolla was about to jump 30% after a year without a single accident or speeding ticket. But that’s exactly what my renewal documents said when I opened them in December.

<p>I thought it must be a mistake. There was no way the auto insurance premium on my 2015 Toyota Corolla was about to jump 30% after a year without a single accident or speeding ticket. But that’s exactly what my renewal documents said when I opened them in December.</p>

Of course, I bemoaned the coming expense at the water cooler, only to learn that my colleague&#8217;s policy on his Subaru Crosstrek was cranking up 50%.&nbsp;

<p>Of course, I bemoaned the coming expense at the water cooler, only to learn that my colleague's policy on his Subaru Crosstrek was cranking up 50%.&nbsp;</p>

<p>Of course, I bemoaned the coming expense at the water cooler, only to learn that my colleague&#8217;s policy on his Subaru Crosstrek was cranking up 50%.&nbsp;</p>

Armed with my cellphone and the go-ahead from my editor to investigate on company time, I set out to fix my insurance woes, confident that I’d find a cheaper option within an hour.

<p>Armed with my cellphone and the go-ahead from my editor to investigate on company time, I set out to fix my insurance woes, confident that I’d find a cheaper option within an hour.</p>

It took a series of dropped calls, apologetic agents and disappointing celebrity endorsements before I realized how wrong I was to have expected a speedy solution. And my research uncovered why <a href="https://sfstandard.com/2023/12/11/california-car-insurance-rates-delays/">people across California</a> are about to face the same frustrating situation.

California car insurance is getting more expensive. Here&#8217;s why

<p>It took a series of dropped calls, apologetic agents and disappointing celebrity endorsements before I realized how wrong I was to have expected a speedy solution. And my research uncovered why <a href="https://sfstandard.com/2023/12/11/california-car-insurance-rates-delays/">people across California</a> are about to face the same frustrating situation.</p>


<h2 class="wp-block-heading" id="h-dialing-for-dollars">Dialing for Dollars</h2>


An initial internet search brought me to the California Department of Insurance’s <a href="https://www.insurance.ca.gov/01-consumers/105-type/1-auto/index.cfm">automobile premium comparison tool</a>. It generated a list of dozens of insurance companies, and I started calling the companies that seemed to advertise the cheapest options.

<p>An initial internet search brought me to the California Department of Insurance’s <a href="https://www.insurance.ca.gov/01-consumers/105-type/1-auto/index.cfm">automobile premium comparison tool</a>. It generated a list of dozens of insurance companies, and I started calling the companies that seemed to advertise the cheapest options.</p>

My new policy from Amica Mutual would cost $994 for six months. The sample rates displayed from other companies on the list appeared temptingly low by comparison, with the best ones offering six-month policies for as cheap as $405. I hadn’t heard of most of the companies but figured for a bargain like that, they would be worth a shot.

<p>My new policy from Amica Mutual would cost $994 for six months. The sample rates displayed from other companies on the list appeared temptingly low by comparison, with the best ones offering six-month policies for as cheap as $405. I hadn’t heard of most of the companies but figured for a bargain like that, they would be worth a shot.</p>

When I called the phone number for State National Insurance, which the list forecast would be my most affordable bet, Tesla Insurance picked up. After about 10 minutes on hold listening to a looped recording of instructions on how to download the Tesla app, I decided that, as a Corolla owner, this was probably not going to be a good fit. (I emailed Tesla Insurance asking if it covers Toyota Corollas and was told that representatives could not answer the question via email.)

<p>When I called the phone number for State National Insurance, which the list forecast would be my most affordable bet, Tesla Insurance picked up. After about 10 minutes on hold listening to a looped recording of instructions on how to download the Tesla app, I decided that, as a Corolla owner, this was probably not going to be a good fit. (I emailed Tesla Insurance asking if it covers Toyota Corollas and was told that representatives could not answer the question via email.)</p>

An aerial drone view, of a customer walking around a Nissan car dealership in Richmond on February 9, 2023. Nissan reported better-than-expected 155 percent surge in auto and vehicle purchases in third quarter operating profits of 133.1 billion yen compared to analyst expectations of 104.79 billion yen for the three months ending on Dec. 31.


<figure class="wp-block-image size-large"><img height="1726" width="2500" src="https://content.sfstandard.com/wp-content/uploads/2024/01/inlined01_20240122carinsurancejourney.jpg?w=2500" alt="An aerial view of a Nissan dealer, including a customer and several cars." class="wp-image-241594"/><figcaption class="wp-element-caption">A customer walks around a Nissan car dealership in Richmond. California car owners will soon have to deal with rising auto insurance rates.</figcaption></figure>


<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/01/inlined01_20240122carinsurancejourney.jpg?w=2500" alt="An aerial view of a Nissan dealer, including a customer and several cars." class="wp-image-241594"/><figcaption class="wp-element-caption">A customer walks around a Nissan car dealership in Richmond. California car owners will soon have to deal with rising auto insurance rates.</figcaption></figure>

The next company on the list directed me to call a local agent, so I chose Fidelity Insurance Services Inc. in Berkeley. This time, I got through to a person. Speaking over the babble of a busy office, Patsy Renteria told me that her independent insurance agency, which works with a number of companies, was no longer taking on stand-alone auto insurance policies in California. That’s because the larger companies the agency works with have all put strict restrictions on which auto insurance policies they’re willing to write, and some have pulled out of the state altogether.

<p>The next company on the list directed me to call a local agent, so I chose Fidelity Insurance Services Inc. in Berkeley. This time, I got through to a person. Speaking over the babble of a busy office, Patsy Renteria told me that her independent insurance agency, which works with a number of companies, was no longer taking on stand-alone auto insurance policies in California. That’s because the larger companies the agency works with have all put strict restrictions on which auto insurance policies they’re willing to write, and some have pulled out of the state altogether.</p>

Auto insurers in California are legally required to sell insurance to anyone who qualifies as a good driver, though there have been <a href="https://sfstandard.com/2023/12/24/auto-insurance-ricardo-lara-california/">widespread reports</a> of companies shirking that rule.

California auto insurers under fire for limiting access to policies

<p>Auto insurers in California are legally required to sell insurance to anyone who qualifies as a good driver, though there have been <a href="https://sfstandard.com/2023/12/24/auto-insurance-ricardo-lara-california/">widespread reports</a> of companies shirking that rule.</p>

I could potentially get auto insurance through her company if I were packaging it with homeowner’s insurance, Renteria explained, but I don’t own my home. Packaging my auto insurance with renter’s insurance, she said, wouldn’t do the trick. 

<p>I could potentially get auto insurance through her company if I were packaging it with homeowner’s insurance, Renteria explained, but I don’t own my home. Packaging my auto insurance with renter’s insurance, she said, wouldn’t do the trick. </p>

<p>I hung up without even getting a quote.</p>


<h2 class="wp-block-heading" id="h-prices-climbing-across-the-industry">Prices Climbing Across the Industry</h2>


State Farm, California’s largest private insurer, made waves earlier this month as <a href="https://sfstandard.com/2024/01/09/state-farm-allstate-homeowners-auto-insurance-increase/">news broke that it was raising its auto insurance rates</a> by 21% in February. But State Farm is just one of more than 100 insurance companies that secured permission from the California Department of Insurance in 2023 to increase personal auto insurance rates. Other big names like Allstate and Farmers locked in 30% rate increases, while Geico got the green light for a 65% bump to its motorcycle premiums. Regulators told the Amica Mutual Insurance Company, which covers my Toyota Corolla, that it could raise its premiums by an average of 27%.

California’s largest insurer raises auto and home insurance rates by 20%

<p>State Farm, California’s largest private insurer, made waves earlier this month as <a href="https://sfstandard.com/2024/01/09/state-farm-allstate-homeowners-auto-insurance-increase/">news broke that it was raising its auto insurance rates</a> by 21% in February. But State Farm is just one of more than 100 insurance companies that secured permission from the California Department of Insurance in 2023 to increase personal auto insurance rates. Other big names like Allstate and Farmers locked in 30% rate increases, while Geico got the green light for a 65% bump to its motorcycle premiums. Regulators told the Amica Mutual Insurance Company, which covers my Toyota Corolla, that it could raise its premiums by an average of 27%.</p>

California’s insurance companies are playing catchup on auto insurance rates that have been artificially suppressed for years, according to Janet Ruiz, a spokesperson for the Insurance Information Institute, an industry trade group. Regulations requiring state approval for increases are keeping the rates too low, she said.

<p>California’s insurance companies are playing catchup on auto insurance rates that have been artificially suppressed for years, according to Janet Ruiz, a spokesperson for the Insurance Information Institute, an industry trade group. Regulations requiring state approval for increases are keeping the rates too low, she said.</p>

Covid-era inflation has jacked up the cost of repairing a vehicle, putting additional stress on insurers’ margins, Ruiz said.

<p>Covid-era inflation has jacked up the cost of repairing a vehicle, putting additional stress on insurers’ margins, Ruiz said.</p>

An aerial drone view, of new and used cars for sale at an automobile dealership in Glendale on February 15, 2023 . The Commerce Department released data today showing that retail sales saw a three percent jump in January, the biggest gain in almost two years. Sales increased 6.4 percent at automobile and other vehicle dealers.


<figure class="wp-block-image size-large"><img height="1593" width="2500" src="https://content.sfstandard.com/wp-content/uploads/2024/01/inlined02_20240122carinsurancejourney.jpg?w=2500" alt="An aerial view of cars in a parking lot." class="wp-image-241595"/><figcaption class="wp-element-caption">Dozens of cars for sale are parked at an automobile dealership in Glendale. Regulators have given companies permission to hike rates across the board. </figcaption></figure>


<figure class="wp-block-image size-large"><img src="https://content.sfstandard.com/wp-content/uploads/2024/01/inlined02_20240122carinsurancejourney.jpg?w=2500" alt="An aerial view of cars in a parking lot." class="wp-image-241595"/><figcaption class="wp-element-caption">Dozens of cars for sale are parked at an automobile dealership in Glendale. Regulators have given companies permission to hike rates across the board. </figcaption></figure>

In 2022, some of California’s largest auto insurance companies paid more for their claims and operating expenses than they took in in premiums, according to Ruiz. Some <a href="https://www.latimes.com/business/story/2023-08-28/farmers-insurance-lays-off-2-400-workers">turned to layoffs</a> to cut down on expenses.

<p>In 2022, some of California’s largest auto insurance companies paid more for their claims and operating expenses than they took in in premiums, according to Ruiz. Some <a href="https://www.latimes.com/business/story/2023-08-28/farmers-insurance-lays-off-2-400-workers">turned to layoffs</a> to cut down on expenses.</p>

“We can’t continue to lose money,” Ruiz said.

<p>“We can’t continue to lose money,” Ruiz said.</p>

On the other side of the issue is Carmen Balber, executive director of Consumer Watchdog, whose organization’s founder drafted the 1988 measure Proposition 103, which regulates the insurance industry. While there has been inflation in recent years, Balber says there are other factors at play.

<p>On the other side of the issue is Carmen Balber, executive director of Consumer Watchdog, whose organization’s founder drafted the 1988 measure Proposition 103, which regulates the insurance industry. While there has been inflation in recent years, Balber says there are other factors at play.</p>

“The industry is taking advantage of the moment where we see real cost increases to grab as much as they can,” Balber said.

<p>“The industry is taking advantage of the moment where we see real cost increases to grab as much as they can,” Balber said.</p>


<h2 class="wp-block-heading" id="h-can-i-just-get-a-quote">Can I Just Get a Quote?</h2>


After hitting a brick wall with a local broker, I decided to go for a big name. I called The General Car Insurance, whose animated mascot stands side-by-side with Shaquille O’Neal in <a href="https://www.youtube.com/watch?v=FgOrfg5IwaY&amp;t=9s">colorful commercials</a>. After (a recording of) the big man himself welcomed me to The General, a less-recognizable recorded voice let me know that The General wasn’t offering insurance in my area. After finally being informed that nobody was available to take my call, I was abruptly hung up on.

<p>After hitting a brick wall with a local broker, I decided to go for a big name. I called The General Car Insurance, whose animated mascot stands side-by-side with Shaquille O’Neal in <a href="https://www.youtube.com/watch?v=FgOrfg5IwaY&amp;t=9s">colorful commercials</a>. After (a recording of) the big man himself welcomed me to The General, a less-recognizable recorded voice let me know that The General wasn’t offering insurance in my area. After finally being informed that nobody was available to take my call, I was abruptly hung up on.</p>

The best dance spots in San Francisco, according to the city’s top DJs

My car insurance is skyrocketing. Here’s what happened when I shopped around

Live blog: Connie Chan wins in D1, and other election updates

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The best dance spots in San Francisco, according to the city’s top DJs

My car insurance is skyrocketing. Here’s what happened when I shopped around

Live blog: Connie Chan wins in D1, and other election updates